myfirstbricks.com

Work out the true monthly cost of owning your next home.

Use this tool to estimate full ownership cost, not just the mortgage payment, before you stretch into a purchase price.

Model the full monthly picture

Combine mortgage, council tax, insurance, utilities, service charge, and maintenance into one monthly number.

Key points

  • Mortgage cost
  • Running costs
  • Maintenance allowance

Use the output to compare homes

A consistent monthly ownership estimate helps you compare properties more realistically.